Health Insurance Made Simple

Find affordable health insurance plans tailored to your needs. You may qualify for $0/month plans with $0 deductible and $0 prescriptions.

Tax Credits Available

Qualify for financial assistance to lower your monthly premiums

Pre-Existing Conditions

Can't be denied coverage for pre-existing conditions

Everyone Approved

No one gets turned down for coverage

10 Essential Benefits

Comprehensive coverage for all your health needs

Choose the Right Plan for You

We offer both Marketplace and Private insurance options to fit your specific needs and budget.

Affordable Marketplace Health Insurance Plans with Tax Credits and Pre-Existing Condition Coverage

Marketplace Insurance

Affordable coverage with excellent benefits. With advanced premium tax credits, you could pay as little as $0/month. All Marketplace plans include 10 essential benefits and you can't be denied coverage for pre-existing conditions.

Tax Credits Available
Pre-existing Conditions Accepted
Everyone is Approved
10 Essential Health Benefits
$0 Preventive Care
No Lifetime or Annual Limits
Customizable Private Health Insurance Plans with PPO and HMO Options

Private Insurance

Looking to customize your coverage? Private insurance offers flexibility and choice. Select non-network plans like PPOs and customize your benefits. We offer plans through A-rated carriers nationwide.

Highly Customizable Coverage
Short-Term Options Available
PPO and HMO Networks
Flexible Deductibles
A-Rated Carriers
Premiums to Fit Your Budget

Check Carrier Availability

10 Essential Health Benefits

All Marketplace plans include these comprehensive benefits at no additional cost.

Ambulatory Services

Outpatient care without hospital admission

Emergency Services

Emergency room visits and urgent care

Hospitalization

Inpatient hospital stays and surgeries

Maternity & Newborn

Prenatal, delivery, and postnatal care

Mental Health

Behavioral health and substance abuse treatment

Prescription Drugs

Coverage for medications and prescriptions

Rehabilitative Services

Physical and occupational therapy

Laboratory Services

Blood work, tests, and screenings

Preventive Care

Wellness visits and screenings at no cost

Pediatric Services

Dental and vision care for children

Complete Your Coverage

Add supplemental insurance to protect yourself from unexpected costs.

Affordable Dental Insurance Coverage for Cleanings, Fillings, and Orthodontics

Dental Insurance

Comprehensive coverage for cleanings, fillings, crowns, and orthodontics.

  • Preventative Care
  • Basic & Major Services
  • Orthodontic Coverage
Vision Insurance Coverage for Eye Exams, Glasses, and Contact Lenses

Vision Insurance

Coverage for eye exams, glasses, contact lenses, and frames.

  • Routine Eye Exams
  • Glasses & Frames
  • Contact Lens Allowance
Accident Insurance with Direct Cash Payments for Emergency Room Visits and Hospital Stays

Accident Insurance

Cash benefits for accidents, emergency room visits, and hospitalizations.

  • Direct Cash Payments
  • Hospital Stays Covered
  • Income Replacement
Critical Illness Insurance Coverage for Cancer, Heart Attack, and Stroke

Critical Illness Insurance

Lump-sum cash payment upon diagnosis of cancer, heart attack, stroke, and more.

  • Cancer Coverage
  • Heart Attack & Stroke
  • Major Organ Failure
Affordable Term and Whole Life Insurance to Protect Your Family's Financial Future

Life Insurance

Protect your family's financial future with term or whole life coverage.

  • Term Life Insurance
  • Whole Life Insurance
  • Affordable Premiums
Short Term Medical Insurance for Temporary Coverage with Flexible 1-12 Month Terms

Short Term Medical

Fast, affordable coverage for gaps in insurance with flexible 1-12 month terms.

  • Immediate Coverage
  • Lower Premiums
  • Flexible Terms

Ready to Get Covered?

Get your free, no-obligation quote today and discover how affordable quality health insurance can be.

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(800) 459-5750

This website is operated by FLC Insurance Services Inc., and is not the Health Insurance Marketplace® website. In offering this website, FLC Insurance Services Inc., a licensed health insurance agency, is required to comply with all applicable federal laws, including the standards established under 45 CFR § 155.220(c) and (d) and standards established under 45 CFR § 155.260 to protect the privacy and security of personally identifiable information. By creating an account, you consent and request to be contacted by an FLC Insurance Services Inc., agent by phone, email, and text/SMS to the home, office or mobile number(s) you provided, even if your provided number is on a National, State, or Private, Do Not Call List. You understand that consent is not a condition to receive a free quote or of purchase. FLC Insurance Services, Inc., and/or it's Agents/Brokers are licensed in Alabama, Arkansas, Colorado, Florida, Georgia, Iowa, Kansas, Louisiana, Maryland, Michigan, Minnesota, Nebraska, New Mexico, North Carolina, Ohio, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia and have affiliate agents that are licensed in all other states. If you are visually impaired, please call us directly at (800) 459-5750 for further assistance.