Up to 50% Tax Credits
Eligible small businesses can claim a tax credit worth up to 50% of premium costs.
100+ Carriers
Compare plans side-by-side from the nation's top-rated insurance carriers.
No Cost Broker
Our expert services are free — we're compensated by the carriers, not you.
Year-Round Support
Claims help, renewal negotiation, and compliance assistance all year long.
Small Business Health Care Tax Credits Explained
If you have fewer than 25 employees, you may qualify for a tax credit worth up to 50% of your premium contributions.
Eligibility Checklist
- Fewer than 25 full-time equivalent employees
- Average annual wages below $56,000 per employee
- You pay at least 50% of employee health insurance premiums
- You purchase coverage through the SHOP marketplace
How It Works
Getting the right group health plan for your business is simple when you have an experienced broker on your side.
Assess
We review your business size, budget, and coverage goals to understand your needs.
Compare Plans
We shop 100+ top-rated carriers and present you with side-by-side plan comparisons.
Enroll
We handle all the paperwork and get your team enrolled smoothly and on time.
Manage
We are your year-round partner for claims, renewals, compliance, and questions.
Plan Types We Offer
We offer comprehensive coverage bundles to protect your team and your business.
Group Health
Comprehensive medical coverage for your team with PPO, HMO, and EPO options.
Dental & Vision
Bundle dental and vision coverage to keep your employees healthy and productive.
Life Insurance
Group term life insurance to protect your employees and their families.
Disability
Short and long-term disability coverage to protect your team income.
DIY on SHOP vs. Using a Broker
Using a broker costs you nothing extra — but gives you everything you need to make the right choice for your team.
| Feature | DIY on SHOP | With FLC Broker |
|---|---|---|
| Plan comparison across 15+ carriers | ||
| Expert guidance on tax credits & deductions | ||
| Help with SHOP marketplace enrollment | Limited | |
| Year-round claims & billing support | ||
| Renewal negotiation & rate reviews | ||
| Compliance & ACA reporting assistance | ||
| Dental, vision, life & disability bundling | Separate signups | |
| No additional cost to your business | Your time |
Best part: Our services are free to your business — we're compensated by the insurance carriers, not you.
Serving Businesses Across the Nation
FLC Insurance Services and our licensed insurance agents help small and mid-sized businesses find the right group health coverage at an affordable price. We're directly licensed in 24 states and serve the rest of the country through our affiliate agent network.
Get Your Free Group Quote
Fill out the form below and a licensed business insurance specialist will contact you within one business day.
Don't see your state? We serve businesses nationwide through our affiliate network. Call (800) 459-5750 to speak with a licensed agent.