Free Coverage Review

Paying Too Much for Copays, ER Visits & Deductibles?

If your current health plan is costing you more every time you visit urgent care or the ER, or your deductible keeps climbing, it may be time for a fresh look. Our licensed agents will re-evaluate your coverage at no cost and show you better options that fit your needs and budget.

Urgent care copay due at time of visit, a reminder of rising healthcare costs

Why FLC Insurance Services?

We have the reach and partnerships to find you a better plan.

29

States Licensed

100+

Insurance Carriers

1000s

Customers Helped

$0

Cost to Review

Is Your Current Plan Costing You Too Much?

Many people stay on the same plan year after year without realizing costs have crept up. Here are some signs it is time for a re-evaluation:

  • Your urgent care copays have gone up year after year
  • Your deductible is so high you avoid seeking care
  • You pay high premiums but your coverage does not seem to improve
  • Your provider network has shrunk and no longer includes your doctor
  • You have not reviewed your plan since initial enrollment

How Our Free Coverage Review Works

A simple, no-pressure process to find you better coverage.

1

Tell Us About Your Plan

Share your current plan, premiums, copays, and deductibles. It only takes a few minutes.

2

We Compare Options

Our licensed agents compare plans from over 100 carriers to find better options in your area.

3

See Your Savings

We show you plans side by side with clear costs so you can make an informed decision with no pressure.

Ways You Could Save

Our agents compare plans from over 100 carriers to find opportunities to lower your costs.

  • Plans with lower copays for urgent care and ER visits
  • Lower deductibles that better fit your budget
  • Reduced monthly premiums with comparable or better coverage
  • Access to ACA Marketplace subsidies and tax incentives
  • Standalone dental and vision plans at competitive prices
  • Broader provider networks that include your doctors

Ready to Lower Your Healthcare Costs?

There is no obligation and no cost for your coverage review. Speak with a licensed FLC Insurance agent today and discover how much you could save.

Your information is private and never shared without your consent.

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This website is operated by FLC Insurance Services Inc., and is not the Health Insurance Marketplace® website. In offering this website, FLC Insurance Services Inc., a licensed health insurance agency, is required to comply with all applicable federal laws, including the standards established under 45 CFR § 155.220(c) and (d) and standards established under 45 CFR § 155.260 to protect the privacy and security of personally identifiable information. By creating an account, you consent and request to be contacted by an FLC Insurance Services Inc., agent by phone, email, and text/SMS to the home, office or mobile number(s) you provided, even if your provided number is on a National, State, or Private, Do Not Call List. You understand that consent is not a condition to receive a free quote or of purchase. FLC Insurance Services, Inc., and/or it's Agents/Brokers are licensed in Alabama, Arkansas, Colorado, Florida, Georgia, Iowa, Kansas, Louisiana, Maryland, Michigan, Minnesota, Nebraska, New Mexico, North Carolina, Ohio, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia and have affiliate agents that are licensed in all other states. If you are visually impaired, please call us directly at (800) 459-5750 for further assistance.