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Alabama (AL)|No Medicaid Expansion

Alabama Health Insurance

Compare ACA, dental, vision, and group health plans from top carriers — designed for Alabama families and businesses.

5.1 million
Population
10.1%
Uninsured Rate
245,000
Marketplace Enrollees

Health Insurance in Alabama

Alabama residents have access to ACA marketplace plans, standalone dental and vision coverage, and group health insurance for businesses. Whether you're an individual looking for subsidized coverage or a business owner exploring group plans, our licensed Alabama agents can help you compare options and find the right fit.

  • Alabama has not expanded Medicaid under the Affordable Care Act
  • Open enrollment runs November 1 through January 15 each year
  • Premium subsidies available for households earning 100% to 400% of the Federal Poverty Level
  • Blue Cross Blue Shield of Alabama holds the largest market share in the state
  • Alabama small businesses with fewer than 25 employees may qualify for tax credits up to 50% of premium contributions
  • SHOP marketplace plans available for Alabama employers with 1 to 50 employees

Key Carriers in Alabama

UnitedHealthcareAmbetterBlue Cross Blue Shield of AlabamaAetnaCigna

Counties We Serve

Jefferson, Madison, Mobile, Montgomery, Baldwin, Tuscaloosa, Shelby, Lee, and 12 more

Medicaid: Not Expanded
For Individuals & Families

Compare subsidized health insurance plans available in Alabama

Enter your details to see your estimated premium after tax credits.

For Small Businesses

Group health insurance plans for Alabama businesses

Compare small business health insurance options and tax credits for your team — enrollment handled by FLC at no cost to you.

For Businesses

Group health plans, tax credit optimization, and full enrollment support for Alabama employers with 1-50 employees.

For Individuals & Families

ACA plans with premium tax credits, Medicaid eligibility screening, and off-marketplace alternatives — all compared and enrolled through FLC.

Licensed Alabama Agents

Our agents are licensed in Alabama and ready to help. Call (800) 459-5750 for immediate assistance.

Contact a Licensed Alabama Agent

Fill out the form below and a licensed Alabama insurance agent will contact you within one business day.

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Compare plans from top carriers in Alabama.

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Alabama Health Insurance FAQs

The easiest way to get health insurance in Alabama is to work with a licensed FLC Insurance agent. We compare every available plan, check your subsidy eligibility, and handle your enrollment from start to finish during Open Enrollment (November 1 – January 15) or year-round if you qualify for a Special Enrollment Period. Call (800) 459-5750 or request a free quote on this page to get started.

Ready to Find Your Alabama Health Insurance Plan?

Our licensed Alabama agents are available to help you compare plans and find the right coverage at no cost to you.

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This website is operated by FLC Insurance Services Inc., and is not the Health Insurance Marketplace® website. In offering this website, FLC Insurance Services Inc., a licensed health insurance agency, is required to comply with all applicable federal laws, including the standards established under 45 CFR § 155.220(c) and (d) and standards established under 45 CFR § 155.260 to protect the privacy and security of personally identifiable information. By creating an account, you consent and request to be contacted by an FLC Insurance Services Inc., agent by phone, email, and text/SMS to the home, office or mobile number(s) you provided, even if your provided number is on a National, State, or Private, Do Not Call List. You understand that consent is not a condition to receive a free quote or of purchase. FLC Insurance Services, Inc., and/or it's Agents/Brokers are licensed in Alabama, Arkansas, Colorado, Florida, Georgia, Indiana, Iowa, Kansas, Louisiana, Maryland, Michigan, Minnesota, Nebraska, New Mexico, North Carolina, Ohio, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia and have affiliate agents that are licensed in all other states. If you are visually impaired, please call us directly at (800) 459-5750 for further assistance.