What is Medicare Advantage?

Medicare Advantage (Part C) is an alternative to Original Medicare offered by private insurance companies approved by Medicare. These plans include all benefits of Medicare Part A and Part B, and often include extra benefits like vision, dental, and prescription drug coverage.

What is Medicare Supplement (Medigap)?

Medicare Supplement insurance, also called Medigap, helps pay some of the health care costs that Original Medicare does not cover, like copayments, coinsurance, and deductibles.

When can I enroll in Medicare?

You can enroll in Medicare during your Initial Enrollment Period, which begins 3 months before you turn 65 and ends 3 months after your 65th birthday. There are also Special Enrollment Periods for certain situations.

Navigate Medicare with Confidence

Our Expert Medicare specialists are dedicated to finding you all of the benefits you are entitled to.

Licensed Medicare Specialists are waiting for your call.

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Find the right Medicare plan

Why Choose FLC Insurance Services?

We have agents that specialize only in Medicare and all parts.

Expert guidance through Medicare enrollment

Access to most carriers in your state

Unbiased recommendations

Free consultation with no obligation

Help finding the lowest cost plans

Information about extra benefits

Our Commitment to You

Our agents are licensed with most carriers in your state so they can give you the best rates for you!

One of our Medicare Specialists will find the lowest plan with the most benefits.

Understanding Your Medicare Options

Medicare has different parts that cover different services.

Part A - Hospital Insurance

Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.

Part B - Medical Insurance

Covers doctor visits, outpatient care, preventive services, and medical supplies.

Part C - Medicare Advantage

Alternative to Original Medicare offered by private insurance companies.

Part D - Prescription Drugs

Helps cover the cost of prescription drugs.

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Important Disclosure

Although we do not offer every plan available in your area, we offer most. Contact Medicare.gov or call 1-800-MEDICARE to get information on all of your options.