Tennessee Health Insurance
Compare ACA, dental, vision, and group health plans from top carriers — designed for Tennessee families and businesses.
Health Insurance in Tennessee
Tennessee residents have access to ACA marketplace plans, standalone dental and vision coverage, and group health insurance for businesses. Whether you're an individual looking for subsidized coverage or a business owner exploring group plans, our licensed Tennessee agents can help you compare options and find the right fit.
- Tennessee has not expanded Medicaid under the Affordable Care Act
- Open enrollment runs November 1 through January 15 each year
- Premium subsidies available for households earning 100% to 400% of the Federal Poverty Level
- Tennessee uses the federal marketplace (HealthCare.gov) for ACA plan enrollment
- Tennessee small businesses with fewer than 25 employees may qualify for tax credits up to 50% of premium contributions
- SHOP marketplace plans available for Tennessee employers with 1 to 50 employees
Key Carriers in Tennessee
Counties We Serve
Shelby, Davidson, Knox, Hamilton, Rutherford, Montgomery, Williamson, Sumner, and 12 more
Compare subsidized health insurance plans available in Tennessee
Enter your details to see your estimated premium after tax credits.
Group health insurance plans for Tennessee businesses
Compare small business health insurance options and tax credits for your team — enrollment handled by FLC at no cost to you.
For Businesses
Group health plans, tax credit optimization, and full enrollment support for Tennessee employers with 1-50 employees.
For Individuals & Families
ACA plans with premium tax credits, Medicaid eligibility screening, and off-marketplace alternatives — all compared and enrolled through FLC.
Licensed Tennessee Agents
Our agents are licensed in Tennessee and ready to help. Call (800) 459-5750 for immediate assistance.
Contact a Licensed Tennessee Agent
Fill out the form below and a licensed Tennessee insurance agent will contact you within one business day.