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Florida (FL)|No Medicaid Expansion

Florida Health Insurance

Compare ACA, dental, vision, and group health plans from top carriers — designed for Florida families and businesses.

22+ million
Population
12.1%
Uninsured Rate
3.2 million
Marketplace Enrollees

Health Insurance in Florida

Florida residents have access to ACA marketplace plans, standalone dental and vision coverage, and group health insurance for businesses. Whether you're an individual looking for subsidized coverage or a business owner exploring group plans, our licensed Florida agents can help you compare options and find the right fit.

  • Florida has the 3rd highest ACA marketplace enrollment in the nation
  • No Medicaid expansion — eligibility thresholds are lower than most states
  • Open enrollment runs November 1 – January 15 each year
  • Subsidies available for households earning 100-400% of the Federal Poverty Level

Key Carriers in Florida

UnitedHealthcareAmbetterOscarAetnaCigna

Counties We Serve

Miami-Dade, Broward, Palm Beach, Hillsborough, Orange, Pinellas, Duval, Lee, and 13 more

Medicaid: Not Expanded

ACA Marketplace Plans

Compare subsidized health insurance plans available in Florida. Enter your details to see your estimated premium after tax credits.

For Businesses

Group health plans, SHOP marketplace enrollment, and tax credit optimization for Florida employers with 1-50 employees.

For Individuals & Families

ACA marketplace plans with premium tax credits, Medicaid eligibility screening, and off-marketplace alternatives.

Licensed Florida Agents

Our agents are licensed in Florida and ready to help. Call (800) 459-5750 for immediate assistance.

Florida Health Insurance FAQs

You can enroll in a Florida health insurance plan through the ACA Marketplace (Healthcare.gov) during Open Enrollment (November 1 – January 15), or qualify for a Special Enrollment Period if you experience a life event like losing coverage, moving, or getting married. You can also purchase off-marketplace plans directly from carriers year-round.

Get Your Free Quote

Compare plans from top carriers in Florida.

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(800) 459-5750

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