FAQ

Small Business Health Insurance
Frequently Asked Questions

Get answers to the most common questions about group health insurance for small businesses.

You can offer group health insurance with as few as 1 employee. The SHOP marketplace is available to businesses with 1-50 full-time equivalent employees. There are no minimum participation requirements in most states, making it easy for even the smallest businesses to get started.

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Serving Businesses Across the Nation

FLC Insurance Services and our licensed insurance agents help small and mid-sized businesses find the right group health coverage at an affordable price. We're directly licensed in 24 states and serve the rest of the country through our affiliate agent network.

Alabama

Arkansas

Colorado

Florida

Georgia

Iowa

Kansas

Louisiana

Maryland

Michigan

Minnesota

Nebraska

New Mexico

North Carolina

Ohio

Pennsylvania

South Carolina

South Dakota

Tennessee

Texas

Utah

Virginia

Washington

West Virginia

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This website is operated by FLC Insurance Services Inc., and is not the Health Insurance Marketplace® website. In offering this website, FLC Insurance Services Inc., a licensed health insurance agency, is required to comply with all applicable federal laws, including the standards established under 45 CFR § 155.220(c) and (d) and standards established under 45 CFR § 155.260 to protect the privacy and security of personally identifiable information. By creating an account, you consent and request to be contacted by an FLC Insurance Services Inc., agent by phone, email, and text/SMS to the home, office or mobile number(s) you provided, even if your provided number is on a National, State, or Private, Do Not Call List. You understand that consent is not a condition to receive a free quote or of purchase. FLC Insurance Services, Inc., and/or it's Agents/Brokers are licensed in Alabama, Arkansas, Colorado, Florida, Georgia, Indiana, Iowa, Kansas, Louisiana, Maryland, Michigan, Minnesota, Nebraska, New Mexico, North Carolina, Ohio, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia and have affiliate agents that are licensed in all other states. If you are visually impaired, please call us directly at (800) 459-5750 for further assistance.