Michigan Health Insurance
Compare ACA, dental, vision, and group health plans from top carriers — designed for Michigan families and businesses.
Health Insurance in Michigan
Michigan residents have access to ACA marketplace plans, standalone dental and vision coverage, and group health insurance for businesses. Whether you're an individual looking for subsidized coverage or a business owner exploring group plans, our licensed Michigan agents can help you compare options and find the right fit.
- Michigan expanded Medicaid in 2014 (Healthy Michigan Plan), covering adults up to 138% FPL
- Open enrollment runs November 1 through January 15 each year
- Premium subsidies available for households earning 100% to 400% of the Federal Poverty Level
- Michigan uses the federal marketplace (HealthCare.gov) for ACA plan enrollment
- Michigan small businesses with fewer than 25 employees may qualify for tax credits up to 50% of premium contributions
- SHOP marketplace plans available for Michigan employers with 1 to 50 employees
Key Carriers in Michigan
Counties We Serve
Wayne, Oakland, Macomb, Kent, Genesee, Washtenaw, Ottawa, Ingham, and 12 more
Compare subsidized health insurance plans available in Michigan
Enter your details to see your estimated premium after tax credits.
Group health insurance plans for Michigan businesses
Compare small business health insurance options and tax credits for your team — enrollment handled by FLC at no cost to you.
For Businesses
Group health plans, tax credit optimization, and full enrollment support for Michigan employers with 1-50 employees.
For Individuals & Families
ACA plans with premium tax credits, Medicaid eligibility screening, and off-marketplace alternatives — all compared and enrolled through FLC.
Licensed Michigan Agents
Our agents are licensed in Michigan and ready to help. Call (800) 459-5750 for immediate assistance.
Contact a Licensed Michigan Agent
Fill out the form below and a licensed Michigan insurance agent will contact you within one business day.